Have you ever felt like you are working hard, yet not achieving your goals? Maybe when you reflect over the past 10 years, you see little improvement in your life.
The fact is, many people spend their lives drifting from one year to the next, accomplishing very little.
Less than 8% of people set goals and work at achieving them. 92% of people fail to achieve their goals. 25% of these people give up within a week of setting the goal. 90% of people will set the same goal 10 times without achieving it.
Without a designed life, having goals is pointless.
So how do you get everything you want? One of the important steps that you can take is by setting goals.
The great thing in this world is not so much where we stand, as in what direction we are moving. Oliver Wendell Holmes
Can you believe it, we are almost at the end of a decade? In thirteen days we will be counting down into the New Year. If you look back over the past year did you accomplish everything you set out to do?
Now unless you are Barry Allen, aka The Flash you can’t go back in time. That means that there’s no reason to lament the financial mistakes you’ve already made. Instead, it’s important to focus on what you can do to fix your finances going forward. Don’t worry about what you can’t change. Set yourself up for success in 2020.
You popped into the shop on your way home, as you walk in you are greeted by a holiday song. Yes its that time of the year. 13 days to Christmas. What with the holiday spirit and all the specials you may be finding it difficult to Control Your Holiday Spending.
Does this cause you a bit of panic when you realize Christmas is right around the corner? And, with it, uncontrollable holiday spending.
For many people Christmas can be a very expensive time of the year. Gift giving, holiday parties, and flights to see loved ones can really add up.
Don’t let the holiday be a stressful time for you and your family. By financially preparing yourself, you will be equipped to deal with the festivities and keep your holiday cheer.
For some this is a wonderful time of the year. But all the gift-giving, and entertainment associated with the holidays can also bury some in debt.
Have you made it your goal to stay out of debt this holiday season? Or are you already calling your credit card companies to raise your credit limit?
The last thing you want to think about during the holiday season is how you’re going to deal with the debt. Nobody wants to, but it’s a real problem that can damage your credit and ruin your holiday experience.
Avoiding debt during the holiday shopping season can be difficult, but it is doable. Just be practical about what you are buying and plan ahead.
Here are some tips on how to avoid debt this holiday season.
The holiday season is nearly upon us. Which means you can expect to be bombarded by advertisements. Black Friday is no different.
Holiday shopping is stressful — fighting crowds. Picking the right gifts and finding good deals can be exhausting.
But for many, the worst part about holiday shopping comes from the many financial pressures the season brings. Including saving enough for all the gifts you need to buy and struggling to stick to your budget. In fact, about 60% of people say spend too much during the holiday season.
About 63% say that holiday shopping puts a strain on their finances. So here are some easy strategies you can and avoid overspending on Black Friday and Cyber Monday
How do you handle your money more intelligently, so you can have more, give more and get the life that you want?
Here are some things you can do to start managing your money now.
I get emails all the time asking “Carrie-Anne, how do I make more money?”
So what do you do when you don’t have money?
I get it. I’ve been through that challenge and struggle. There were days when I was not sure where I was going to get the money just to buy a few groceries. For a long period I had to juggle paying things or buying food.
I was struggling. What do I do? How do you overcome that?
You begin with yourself not your bank account. If your self-worth is low, your value in the marketplace will always be as low. If you don’t value yourself no one else is going to value you. – Brendon Burchard
Have you ever wondered what makes you different from successful people? Do you want to know how successful people think?
There is a huge difference in the way successful and unsuccessful people think. Success itself is not a great mystery that people haven’t figured out before. Even though when we are struggling, when we are fighting and we are just trying to get by. It can feel like this unknowable process. We all know success is a mind game. Look across history, successful people don’t come from a given background. They don’t come from a special economic statue. Some people succeed, others don’t.
So what makes successful people different? How do successful people think?
Are your money beliefs holding you back? Almost everyone is uncomfortable talking about money. People have trouble talking about money without eliciting extreme human emotions. Guilt. Anger. Frustration. Joy. Happiness. Freedom. It’s sometimes easier for people to talk about sex than it is about their money situation.
At its core, money is about power. Whether you have it or you’re working towards it, money is ever so often a source of limiting beliefs.
Does money affect your self-worth and self-esteem? There is an interesting correlation between money and self-esteem. The legendary author Brian Tracy talks about a time when he bought life insurance. It gave his family $1m in cover placed on his life.
He says that right after that decision he started to feel differently about himself. He started to feel like he was worth $1m. His levels of self-worth and self-esteem shot through the roof!
Like it or not we live in a world where money is important. So what happens to your self esteem when you as struggling with money problems? Does money affect your self-worth and self-esteem?