Do you struggle to save money?
Often when you are barely getting by, it seems impossible to find additional ways to save money. Learning how to save on a regular basis can be hard. But what’s even harder is turning saving into a daily habit. Habits aren’t formed overnight. In fact, it can take as long as 90 days for a behavior to become automatic.
It took me years to get into the habit of saving. In the beginning, I struggled not just with saving but finding the money to save. Lots of stop, start attempts to save. I would build up a little money then something would happen and I would need to use the money and start all over again.
However once I got the hang of it, it became a game to me. I loved watching my savings grow. I would look for ways to challenge myself, finding new ways of having more money to save.
A money saving challenge can be a fun and effective way to help with developing those habits, and to provide the motivation and accountability to stick with it. You can either take the challenge yourself or find a friend who wants to take it along with you. Having a friend join you in the challenge can make it a little more fun, and it may also serve as extra motivation.