Shop Policies


CentsAccountability Shop accepts most major credit cards (MasterCard, Visa, American Express, & Discover), and PayFast.


I am so honored that you might want to share your love for my products on CentsAccountability. If you do use images from my site or from my social media pages, please credit me.  Feel free to include my hashtag (#CentsAccountability), and I may feature your images on my social media platforms.


After your purchase has been approved, I will process your order. Orders are typically processed with one hour but could take as long as 24 hours to complete and process. The payment can also be pending for a more extended period, depending on the payment method. Once your order has been processed, you will receive a confirmation email about your order using the email address you provided on the order form.

This email serves as your electronic purchase receipt and will contain the information you need to access your product downloads.

Downloads from my website are closely monitored to ensure you are able to access your products successfully. There is flexibility to the number of times you can download your purchased products, but download abuse is not tolerated. I reserve the right to terminate your access to my downloads from centsaccountability.co.za


I stand behind my products and your satisfaction with them is extremely important to me. However, because most of my products are digital goods delivered via Internet download, I generally offer no refunds or exchanges on digital products. This is due to the product being delivered upon confirmation of purchase.

If you change your mind about your digital purchase and you have not downloaded the product, I will happily issue you a refund upon your request.

Orders made due to a lack of research about the product will not be granted. Please make sure you read the title and description of the product you are ordering carefully before proceeding with the purchase.

Refund requests made after you have downloaded the product will not be granted, and any requests must be made within 10 days of the original order.


You CAN:

  • Print printable files for personal use.
  • Save printable to device for personal use.


  • Share the file with anyone via email, USB, or any other means.
  • Sell the printable file to anyone else.
  • Sell print outs of the printable file to anyone.
  • Upload the high resolution file to the web.
  • Use the printable files or print outs in giveaways without permission.
  • Edit, manipulate, or use the printable file on products for sale.
  • Use printable files for ANY commercial use.

Purchase does not transfer rights. Copyright of designs & worksheets remains with CentsAccountability. By purchasing digital items from this site, you have agreed to the full terms of use listed above.

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