Want to know what makes one person successful with money and another give up? It’s simple: It’s their money mindset.
What you believe about money, yourself and the world shapes how your life will unfold. Every single day you have the power to make decisions that will move you forward financially or set you back. It’s up to you.
How you think and feel about money may be very different than the people around you.
Everyone is their own person of course, but research has shown that we’re more affected by our environment than we think.
No where do we feel this more than with money.
Are you surrounded by people with a “poor person” mentality? Perhaps you feel the same way. Does it feel like family, friends and even your spouse are stuck in scarcity? Scrambling for rands, stressed out about the bills and complaining about the corruption in the government. How do you break free of the scarcity mentality when everyone around you is stuck in it?
You are not alone. Not many people I grew up with had wealth. The good news is that you can break free from the scarcity mentality and create a shift in the energy around you.
There may be those around you suck in this scarcity mentality, but as you know the only person you can change, is yourself. So that is where we going to focus.


Reality Check time

Here are some facts: Almost half the world, about 3 billion people live on less than R42 ($2.50) a day. 8% of all humanity lives on less than R167 ($10) a day.
True abundance starts with appreciating what you already have right now. So if you want out of that scarcity mentality you’ve got to start appreciating what you have and make it a habit. Take a look around you; you have a roof over your head, and you have food on the table.
Be thankful for what you have, you’ll end up with more. If you concentrate on what you don’t have, you will never have enough. – Opera

Read books that will influence your mind in a positive way.

Leadership speaker Charles Jones once said, “You’ll be the same person in a year as you are today except for the people you meet and the books you read.” If you want to give your brain the chance to change and grow, pick up a book.
Here are some of my favorites:
Money, A Love Story: Untangle Your Financial Woes And Create The Life You Really Want by Kate Northrup. Kate’s book is all about identifying your relationship with money and building a healthy relationship with money. She helps identify your perceptions around money by identifying emotional aspects that are holding you back.
Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence by Vicki Robin

Change your money script 

If you’ve ever said to yourself “I’ll never be able to afford that!” or maintain the perspective that you will never be as successful then you’ve encountered a negative money script.  Money scripts shape our the belief we have about money.
They are commonly referred to as money blocks. Negative money scripts can have disastrous effects on your financial situation. Because what you think affects how you feel which then shapes the actions you take and eventually, the results you get You can see why it’s important to identify any negative money scripts so that you can shift them into positive scripts. That will eventually shape your financial life in a positive way.
As you consider changes to your finances, start with examining your mindset to see how you may be sabotaging yourself even while planning fervently for your financial future.

Give away some money.

Giving is the most fun you can have with money. And it’s a proven way to change your money mindset too. It moves you on the spectrum from selfish to selfless. I know you might feel apprehensive at first, or maybe you’re not taking me seriously. Just try it! Commit to giving back some money to help a person or organization in need just once a week. If you don’t feel like a new person a month from now, message me on Instagram (@centsaccountability) and we’ll talk. Go on . . . I’ll wait. 

Forgive yourself for past mistakes.

We tend to be our own worst critic and for many people, making a financial mistake is something that we hold onto forever. But holding on to that negativity and beating yourself up for mistakes you’ve made in the past can keep you from moving forward. Maybe you’ve made some bad choices, spent too much money, or landed yourself in a heap of debt. Give yourself the permission to forgive yourself and look at these mistakes as learning opportunities. Know that no one is perfect and remember that what matters most is how your move forward from that mistake. Forgiving yourself-without forgetting the mistake-can help you appreciate and really learn from past experiences.

Stop Comparing Yourself to Others

In this age of social media, reality TV, and celebrity magazines, it’s far too easy to get sucked into making comparisons. We compare ourselves to other family members, to our friends, to celebrities, and to fictional characters on TV.
This is not a good way to spend your time for several reasons:
  • You’re comparing what you know about yourself to what you see of someone else.
  • Furthermore, you don’t know the intimate details of the other person’s finances. Someone may appear to have a fantastic life filled with fabulous clothes, vacations and other fun stuff, but it could be fueled by credit card debt…or worse!
  • When you make comparisons and find yourself lacking, you’re diverting attention away from focusing on your own finances and aspirations.
So, create attainable goals for yourself and compare yourself to those. Celebrate the wins and update your goals as you reach them.

Have the belief that success is possible for you.

No matter your race, religion, level of income, you have the power to make your own success. Some people have bigger obstacles in their story than others, but simply believing is the first step. Your behavior will follow your beliefs, making it easier to stick to good habits. And over time, your entire perspective will change for the better. 
You know you deserve more, right?Sometimes, you just need help to reach it.

You need guidance and world-class advice to reach the next levels of success, joy, and abundance.  Every month, I go live online and coach and train our community on how to reach success and better manage their money.

This is your time. If not now then when? If not this, then what?

Join Monthly Coaching NOW!

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