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Budgeting

How to Build a Rainy Day Budget

Many people know the importance of building an emergency fund, but few are able to do so successfully. Just over half (52%) of South Africans say they are saving for an emergency, while only 19% would be able to survive for three months if they were to lose their...

How to handle your finances while unemployed

Losing your job is an overwhelming experience. You have to deal with the emotional and psychological fallout of being let go. And you also have figure out how to survive financially until you land a new job.   National Treasury director general Dondo Mogajane said the...

How Working From Home Affects Your Budget

Working from home isn’t simply a trend, it’s a whole new way of life. With more people working from home due to the COVID-19 pandemic, flexible work policies are more than likely going to be more permanently accepted by companies nationwide.   As employers see the...

Tips for Budgeting and Saving Money

We all have good intentions when it comes to saving money, right? We tell ourselves we’ll start saving once we reach a certain milestone. Like when we hit a specific age, get a raise, or when Johnny (finally) moves out.   But in reality, you’ll only start saving...

Tips on How to survive a Pay Cut

With the out-break of Covid-19 the economy has taken a hard knock. With the majority of businesses closed, many people may be forced to take a pay cut. or they could be facing job loss.   When you know your paycheck is decreasing, you need to take immediate steps so...

How to Budget When You Are a Spender

Have you ever heard the saying "money is burning a hole in my pocket"? Basically when you have money you gotta rush out and spend it. Does that sound like you? "Born to spend."   If you want to change your financial habits—say cut back on impulsive purchases and save...

How to stop spending Money

Have you ever started off the month with the best of intentions to save money? Buying only what you need, steering clear of the sales displays, and trying to watch your spending? And then, despite your best efforts, it seems to happen. Before you know it, you've spent...

Budget your way to Financial Freedom

  Most people want Financial Freedom, but what do we need to do to get there?  If you’re like most people, the word “budget” makes you cringe a little, But there’s no need to fear! A budget is actually a good thing—it frees up your money so you can do more with...

Making a Holiday Budget

The holidays can be a lot of fun and they can be very stressful. It is the season of giving, which often means it is also the season of spending. One of the best things you can do to help make the holidays a lot less stressful is to create and stick to a holiday...

What to Do When You Have Too Many Bills

An expense here, a new credit card there. Repeat the process a few times and the next thing you know you have a stack of bills to pay every month. Having too many bills is a situation that's ripe for financial ruin. If you don’t change something soon, your money...

Tips to spending your money wisely

  For many people, financial struggles are due to not bringing in enough money.  For many others, it comes from not wisely spending the money that they have. We are going to look at ways to better handle the money you earn, in order to reach your financial goals....

Things to Do Before You Budget

One of the keys to successful budgeting is giving your budget a real purpose. If you sit down before you begin your budget to make a list of your financial priorities and goals, you will likely be more successful. Keeping your financial priorities in mind also helps...

Ways to Make Your Money Work for You

One of the biggest differences between the wealthy and the less wealthy is that wealthy people earn interest and everyone else pays interest. It is important to realize that money is a tool that can help you to achieve your goals. For you to reach true financial...

Let’s get your money on the right track

Taking control of your finances doesn’t have to be scary. With a little help you can spend smarter, earn more, and build a more secure future every day. Getting out of debt isn’t easy for anyone, but it’s an even tougher feat for someone who doesn’t have much money to...

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